The bank charges my account for CC payments at the end of the month.

Do I understand correctly that I should follow this scheme:

When I do a CC payment, I should enter the transaction as "Not reconciled".

After the end of the month, I check every CC transaction to match the bank's report and mark the transactions as cleared.

Then I check that the ends match and then run reconciliation wizard which will automatically change "cleared" -> "reconciled".

All right? Or something wrong?

Your logic and procedures are correct.